2024 how do you cancel a victoria secret credit card 2. Redeem any rewards: If you have accumulated rewards points on your Victoria's Secret credit card, be sure to redeem them before canceling your account. Once your account is closed, you will lose any unredeemed rewards. 3. Contact Comenity Bank: You can cancel your Victoria's Secret credit card by contacting Comenity Bank directly. You can reach them by phone at 1-800-695-9478 or by mail at Comenity Bank, PO Box 182273, Columbus, OH 43218-2273. 4. Send a written request: If you prefer to cancel your Victoria's Secret credit card in writing, you can send a letter to Comenity Bank's address listed above. Be sure to include your name, address, account number, and a statement requesting the account be closed. 5. Follow up: After canceling your Victoria's Secret credit card, it's a good idea to follow up to ensure your account has been closed. You can check your credit report or contact Comenity Bank to confirm. It's important to note that canceling a credit card can impact your credit score. If you have had the Victoria's Secret credit card for a long time or use it frequently, canceling it could potentially lower your credit score. However, if the card has an annual fee or you are not using it, canceling it may be the best option.
In summary, to cancel a Victoria's Secret credit card, pay off your balance, redeem any rewards, contact Comenity Bank by phone or mail, send a written request if desired, and follow up to ensure the account has been closed. Be aware of the potential impact on your credit score and the length of time the account may remain on your credit report. Canceling a Victoria's Secret credit card, issued by Comenity Bank, can be done through a few different methods. Here are the steps you can follow: 1. Pay off your balance or transfer it: Before canceling your Victoria's Secret credit card, make sure you have paid off your balance in full or transferred it to another credit card. You can pay your balance online, over the phone, or by mail. 2. Redeem any rewards: If you have accumulated rewards points on your Victoria's Secret credit card, be sure to redeem them before canceling your account. Once your account is closed, you will lose any unredeemed rewards. 3. Contact Comenity Bank: You can cancel your Victoria's Secret credit card by contacting Comenity Bank directly. You can reach them by phone at 1-800-695-9478 or by mail at Comenity Bank, PO Box 182273, Columbus, OH 43218-2273. 4. Send a written request: If you prefer to cancel your Victoria's Secret credit card in writing, you can send a letter to Comenity Bank's address listed above. Be sure to include your name, address, account number, and a statement requesting the account be closed. 5. Follow up: After canceling your Victoria's Secret credit card, it's a good idea to follow up to ensure your account has been closed. You can check your credit report or contact Comenity Bank to confirm. It's important to note that canceling a credit card can impact your credit score. If you have had the Victoria's Secret credit card for a long time or use it frequently, canceling it could potentially lower your credit score. However, if the card has an annual fee or you are not using it, canceling it may be the best option. In addition, be aware that closing a credit card account does not automatically remove it from your credit report. Credit reporting agencies may keep closed accounts on your credit report for up to 10 years. It's important to note that canceling a credit card can impact your credit score. If you have had the Victoria's Secret credit card for a long time or use it frequently, canceling it could potentially lower your credit score. However, if the card has an annual fee or you are not using it, canceling it may be the best option. In addition, be aware that closing a credit card account does not automatically remove it from your credit report. Credit reporting agencies may keep closed accounts on your credit report for up to 10 years. If you have any issues canceling your Victoria's Secret credit card, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state Attorney General's office.
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