2024 schoolsfirst fcu rates 1. Share (Savings) Account Rates SchoolsFirst FCU offers a Share Account, which is a basic savings account for its members. The current rate for this account is 0.05% Annual Percentage Yield (APY) as of March 2023. While this rate is relatively low compared to high-yield savings accounts from online banks, it is still competitive among other credit unions. 2. Certificate (CD) Rates
- 6 months: 0.15% APY - 12 months: 0.25% APY - 24 months: 0.40% APY - 36 months: 0.50% APY - 48 months: 0.60% APY - 60 months: 0.75% APY These rates are subject to change and may vary based on the account balance and other factors. SchoolsFirst FCU offers a Money Market Account that combines the features of a checking and savings account. The current rate for this account is 0.10% APY as of March 2023. This rate is lower than some online banks, but it is still competitive among other credit unions. 4. Auto Loan Rates SchoolsFirst FCU offers competitive interest rates on auto loans for new and used vehicles. Here are the current auto loan rates for SchoolsFirst FCU: - New Auto Loans: 2.49% - 3.49% APR*
*APR = Annual Percentage Rate. Rates are subject to change and may vary based on the loan term, credit score, and other factors. 5. Credit Card Rates SchoolsFirst FCU offers various credit cards with competitive interest rates. Here are the current credit card rates for SchoolsFirst FCU: - Visa Platinum: 8.90% - 17.90% APR* - Visa Signature Rewards: 11.40% - 17.90% APR* - Visa Secured: 11.40% - 17.90% APR* *APR = Annual Percentage Rate. Rates are subject to change and may vary based on creditworthiness and other factors. *APR = Annual Percentage Rate. Rates are subject to change and may vary based on creditworthiness and other factors. 6. Mortgage Rates SchoolsFirst FCU offers competitive interest rates on mortgage loans for home purchases and refinancing. Here are the current mortgage rates for SchoolsFirst FCU: - Fixed-Rate Mortgage: 3.375% - 4.125% APR* - Adjustable-Rate Mortgage: 2.875% - 3.625% APR* *APR = Annual Percentage Rate. Rates are subject to change and may vary based on the loan term, credit score, and other factors.
SchoolsFirst Federal Credit Union (SchoolsFirst FCU) is a not-for-profit financial institution that provides a variety of financial services to its members, including competitive interest rates on loans and savings products. This article will focus on SchoolsFirst FCU rates for various products and services. 1. Share (Savings) Account Rates SchoolsFirst FCU offers a Share Account, which is a basic savings account for its members. The current rate for this account is 0.05% Annual Percentage Yield (APY) as of March 2023. While this rate is relatively low compared to high-yield savings accounts from online banks, it is still competitive among other credit unions. 2. Certificate (CD) Rates Certificates, also known as Share Certificates at credit unions, are time-bound deposit accounts that offer higher interest rates than regular savings accounts. SchoolsFirst FCU offers various terms ranging from 3 months to 60 months. Here are the current CD rates for SchoolsFirst FCU: - 3 months: 0.10% APY - 6 months: 0.15% APY - 12 months: 0.25% APY
- 60 months: 0.75% APY These rates are subject to change and may vary based on the account balance and other factors. 3. Money Market Account Rates SchoolsFirst FCU offers a Money Market Account that combines the features of a checking and savings account. The current rate for this account is 0.10% APY as of March 2023. This rate is lower than some online banks, but it is still competitive among other credit unions. 4. Auto Loan Rates SchoolsFirst FCU offers competitive interest rates on auto loans for new and used vehicles. Here are the current auto loan rates for SchoolsFirst FCU: - New Auto Loans: 2.49% - 3.49% APR* - Used Auto Loans: 2.74% - 4.49% APR* - New Auto Loans: 2.49% - 3.49% APR* - Used Auto Loans: 2.74% - 4.49% APR* *APR = Annual Percentage Rate. Rates are subject to change and may vary based on the loan term, credit score, and other factors.
- Visa Platinum: 8.90% - 17.90% APR* - Visa Signature Rewards: 11.40% - 17.90% APR* - Visa Secured: 11.40% - 17.90% APR* *APR = Annual Percentage Rate. Rates are subject to change and may vary based on creditworthiness and other factors. 6. Mortgage Rates SchoolsFirst FCU offers competitive interest rates on mortgage loans for home purchases and refinancing. Here are the current mortgage rates for SchoolsFirst FCU: - Fixed-Rate Mortgage: 3.375% - 4.125% APR* - Adjustable-Rate Mortgage: 2.875% - 3.625% APR* *APR = Annual Percentage Rate. Rates are subject to change and may vary based on the loan term, credit score, and other factors. In conclusion, SchoolsFirst FCU offers competitive interest rates on various financial products and services. While some rates may be lower than online banks, they are still competitive among other credit unions. Members can benefit from these competitive rates by choosing the right financial products and services that meet their financial needs and goals. It is important to note that interest rates are subject to change and may vary based on various factors, such as the account balance, loan term, credit score, and other factors. Members should check the current rates and fees before opening a new account or applying for a loan. Additionally, members should consider other factors, such as fees, penalties, and account features, when choosing the right financial products and services.
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