2024 state employees credit union oak ridge Membership in SECU Oak Ridge is open to state employees, their families, and other select groups. SECU Oak Ridge offers various financial services, including checking and savings accounts, loans, credit cards, and investment services. The credit union's mission is to provide its members with affordable financial services while maintaining a strong financial position. One of the benefits of being a member of SECU Oak Ridge is that members have a say in how the credit union is run. SECU Oak Ridge is a democratically controlled financial institution, which means that members have the right to vote on important issues affecting the credit union. Members can also serve on the credit union's board of directors or supervisory committee, which helps ensure that the credit union is run in the best interests of its members. SECU Oak Ridge offers various checking and savings accounts to meet the needs of its members. The credit union's Regular Share Savings Account requires a minimum deposit of $25 and pays dividends on balances of $100 or more. SECU Oak Ridge also offers a Money Market Account, which requires a minimum deposit of $2,500 and pays a higher dividend rate than the Regular Share Savings Account. In addition to savings accounts, SECU Oak Ridge offers various loan products, including auto loans, personal loans, and mortgages. The credit union's auto loan rates are competitive, and members can apply for pre-approval online or in-person. SECU Oak Ridge also offers a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo mortgages.
In conclusion, SECU Oak Ridge is a not-for-profit financial cooperative that provides a wide range of financial services to its members. Membership in SECU Oak Ridge is open to state employees, their families, and other select groups. SECU Oak Ridge offers various financial services, including checking and savings accounts, loans, credit cards, and investment services. The credit union is democratically controlled, which means that members have a say in how the credit union is run. SECU Oak Ridge is committed to providing its members with excellent customer service and offers several branches in the Oak Ridge area, as well as online and mobile banking options.
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